It was somehow fitting that, on the morning of 26th November 2025 when most of the UK woke up to sub-zero temperatures – this year’s Budget headline was a strategic freeze. We’ll gloss over the Office for Budget Responsibility’s mishap that left the Chancellor reeling just minutes before her delivery, choosing to concentrate on what matters to you, the general public.
Billed as the biggest set of reforms in property’s history, the Government has outlined its plans to reshape how homes are bought and sold in England and Wales. It has started two consultations – one on the wider transactional process and another on Material Information
A stack of yellowing magazines that you’ll never get round to reading? Boxes overflowing with cables you’ve long forgotten what they connect? A bathroom bursting with half used cleaning products? If this is you, you’re not alone.
If you are using a mortgage to buy your first home, a deposit is essential. This cash sum is usually a percentage of the property price and it’s money the buyer needs before exchange.
What did you resolve to do when the clocks struck midnight on 31st December 2024? Did you vow to move more, eat less and stop looking at social media so much? Or did you make a New Year resolution to move home?
We wish you a Merry Christmas….and a happy New Home. The 2024 festive season presents us with a unique set of circumstances that potential home movers simply can’t ignore.
Despite successive Governments promising to reform the leasehold system in England and Wales (more on that later) – and the abolition of leasehold property status in Scotland – millions of homeowners only own bricks and mortar and not the land on which the property sits.
Garden rooms are a property asset that gained popularity during the pandemic but recent analysis of Google data by Legal & General revealed that searches for outbuildings are still incredibly high.
It’s amazing how quickly we amass personal possessions, paperwork, clothes and collectables. Before long, our homes can overflow with things we have got used to seeing and items we can’t bear to part with but too much of anything, however, can be a seller’s worst enemy.
Rather than an emergency measure, a bridging loan can be a sensible part of the home buying process. Independent financial advice and the support of your estate agency team can help you utilise this short-term cash injection.
It’s true that the property market cools slightly during July and August but if you’re looking to sell your home for a higher price, look no further than a summer sale, as a new survey has proven.
Sellers hoping to be moved into a new home for this Christmas need to put their property up for sale in the coming days to stand the best chance of completing in time for the December holidays.
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